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Finding your way through the maze of government financial support can be tricky.There are also major changes being introduced as part of the government overhaul of the welfare system.You must be at least 10 weeks pregnant, or have a child under four years old.

You should contact your local council for more information and to apply.

If you’re making a new claim, call the free helpline on 08.

Your Post Office may also have information leaflets and application forms for some benefits. As a carer you are usually treated as the equal of a parent, and can claim benefits such as tax credits and child benefit.

If you don’t live in an area where universal credit is being piloted, you can still apply for tax credits and some benefits separately.

It’s expected that most families who receive tax credits and benefits will move on to universal credit by 2017. Child benefit is £20.30 a week for your first child and £13.40 a week for subsequent children.